{"id":3110,"date":"2024-03-06T10:12:10","date_gmt":"2024-03-06T05:12:10","guid":{"rendered":"https:\/\/invexi.org\/?p=3110"},"modified":"2024-03-07T10:44:14","modified_gmt":"2024-03-07T05:44:14","slug":"fitch-ratings-on-the-forecast-for-the-privatization-of-banks-in-uzbekistan","status":"publish","type":"post","link":"https:\/\/invexi.org\/uz\/press\/fitch-ratings-on-the-forecast-for-the-privatization-of-banks-in-uzbekistan\/","title":{"rendered":"Fitch Ratings: O\u2018zbekistonda banklarni xususiylashtirish prognozi haqida"},"content":{"rendered":"

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O\u2018zbekistonda davlat banklarini xususiylashtirish kechroq muddatga qoldirilishi mumkin. Ushbu prognoz haqida Fitch Ratings kompaniyasining moliya institutlari bo\u2018yicha direktor o\u2018rinbosari Pavel Kaptel Toshkentdagi konferensiya davomida gapirdi.<\/p>\n

Reyting agentligi eksperti mamlakatda bank tizimini isloh qilish rejalariga e’tibor qaratdi. Maqsadlardan biri qator davlat banklarini sotish bo\u2018lib, u YeTTB, XMK \u200b\u200bva OTB kabi yetakchi xalqaro rivojlanish institutlari bilan hamkorlikni o\u2018z ichiga oladi. Ular texnik yordam, konsalting xizmatlarini ko’rsatadilar va keyinchalik strategik investorga sotish maqsadida xususiylashtirilgan davlat banklarining minoritar aktsiyadorlari bo’lishlari mumkin.<\/p>\n

\u201cAmmo islohot faqat bu bilan bog\u02bbliq emas. Korporativ boshqaruv tartib-qoidalari va banklarda nafaqat sotilishi kerak bo\u2018lgan, balki davlat mulkida qoladigan risklarni boshqarishning sezilarli darajada yaxshilangani ham muhim rol o\u2018ynaydi. Islohotning yana bir muhim jihati \u2013 bu sohadagi tartibga solish, xususan, bank kapitalining potentsial standartlari nuqtai nazaridan takomillashtirishdir<\/em>\u201d, \u2014 dedi Pavel Kaptel.<\/p>\n

Mutaxassisning fikricha, ma’lum bir oldinga siljish allaqachon ko’zga tashlanmoqda. Dastlabki to\u2018rt yilda nodavlat banklarning sohadagi ulushi 2019-yil oxiriga nisbatan ikki baravar ko\u2018paydi va ayni paytda tarmoq aktivlarining qariyb uchdan bir qismini tashkil etadi. Ammo bu hali ham hukumat tomonidan belgilangan maqsaddan sezilarli darajada past (2025 yil oxirida 60%). Uchta yirik bankdan faqat bittasi \u2013 Ipoteka bank sotilgan. Keyingi o’rinlarda SQB va Asakabank.<\/p>\n

\u201cEslatib o’taman, ikkala bank ham 2023-yil oxirigacha strategik investorlarga sotilishi rejalashtirilgan edi. Ammo o’tgan yili hukumat belgilangan muddatlar o’zgarayotganini e’lon qildi. \u201cO\u2018zsanoatqurilishbank\u201d uchun \u2013 2024-yil oxiri, \u201cAsakabank\u201d uchun \u2013 2025-yil oxiri. Biz ishonamizki, bu muddatlarni ham uzaytirish kerak bo\u2018lishi mumkin<\/em>\u201d, deb tushuntirdi Fitch vakili.<\/p>\n

Ekspert bu stsenariyning sabablari haqida moliya institutlari uchun sotishdan oldingi tayyorgarlik hali ham davom etayotganini aytdi. Bu keng ko’lamli jarayon. Ikkala bank ham tarixan korporativ sektor va davlat kompaniyalariga kredit berishga e’tibor qaratgan va hozirda ko’proq diversifikatsiyalangan modelni (Kichcik va o\u2019rta biznes (KO\u2019B) va chakana savdo) qurmoqda. Bu ikkala o’yinchiga ham vaqt talab etadi. Fitch ijobiy tendentsiyalarni kuzatmoqda, KO’B va chakana savdoning ulushi o’sib bormoqda, ammo hozircha tez emas.<\/p>\n

Savdo istiqbollarini oshirish uchun banklar katta rentabellikni namoyish etishlari kerak. Bu, ayniqsa, chakana savdo segmentida faolroq kreditlash o’sishini talab qiladi. Ammo bu kapitalni talab qiladi.<\/p>\n

\u201cShuning uchun YeTTB, XMK \u200b\u200bva boshqa tashkilotlarning bank kapitaliga langar investor sifatida kirishi istiqboli banklarning o\u2018z vaqtida sotilishini yoki sotilmasligi nuqtai nazaridan juda muhim. Agar bu ro\u2018y bersa, bu banklarga kredit berish hajmini oshirish uchun kapital beradi va shu orqali rentabellikni oshiradi va bozor ulushini oshiradi<\/em>\u201d, \u2014 dedi Fitch direktori o\u2018rinbosari.<\/p>\n

Bu, shuningdek, salohiyatli investorlar uchun bir oz qulaylik beradi. Ular transformatsiyaning birinchi bosqichi yakunlanganiga va banklar xarid qilish uchun qiziqarli ekanligiga ishonch hosil qilishadi, deya xulosa qildi Pavel Kaptel.<\/p>\n

 <\/p>\n

Manba: \u041a\u0443\u0440\u0441\u0438\u0432<\/a>\u00a0<\/p>\n

<\/p>","protected":false},"excerpt":{"rendered":"

\u201cFitch on Uzbekistan\u201d Konferensiyasida Reyting Agentligi eksperti O\u2018zbekistonda banklarni xususiylashtirish bo\u2018yicha prognozlar haqida gapirdi.<\/p>\n","protected":false},"author":1,"featured_media":3115,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[8],"tags":[],"class_list":["post-3110","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-press"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/invexi.org\/uz\/wp-json\/wp\/v2\/posts\/3110","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/invexi.org\/uz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/invexi.org\/uz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/invexi.org\/uz\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/invexi.org\/uz\/wp-json\/wp\/v2\/comments?post=3110"}],"version-history":[{"count":4,"href":"https:\/\/invexi.org\/uz\/wp-json\/wp\/v2\/posts\/3110\/revisions"}],"predecessor-version":[{"id":3116,"href":"https:\/\/invexi.org\/uz\/wp-json\/wp\/v2\/posts\/3110\/revisions\/3116"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/invexi.org\/uz\/wp-json\/wp\/v2\/media\/3115"}],"wp:attachment":[{"href":"https:\/\/invexi.org\/uz\/wp-json\/wp\/v2\/media?parent=3110"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/invexi.org\/uz\/wp-json\/wp\/v2\/categories?post=3110"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/invexi.org\/uz\/wp-json\/wp\/v2\/tags?post=3110"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}