{"id":5414,"date":"2025-12-13T00:05:59","date_gmt":"2025-12-12T19:05:59","guid":{"rendered":"https:\/\/invexi.org\/?p=5414"},"modified":"2025-12-12T12:51:50","modified_gmt":"2025-12-12T07:51:50","slug":"the-world-bank-approved-a-250-million-loan-for-uzbekistan","status":"publish","type":"post","link":"https:\/\/invexi.org\/uz\/press\/the-world-bank-approved-a-250-million-loan-for-uzbekistan\/","title":{"rendered":"Jahon banki O\u2018zbekiston uchun 250 mln dollar miqdoridagi kreditni ma\u2019qulladi"},"content":{"rendered":"<p><\/p>\n<div class=\"supergrid parbase section\">\n<div class=\"full-row-news-content-banner\">\n<div class=\"container\">\n<div class=\"\">\n<div class=\"par parsys\">\n<div class=\"gridlayout parbase section\">\n<div class=\"row \">\n<div class=\"col-md-12 col-xs-12  colsplit 2\">\n<div class=\"  \">\n<div class=\"grid_12_par_0 parsys\">\n<div class=\"remove-padding-grid\">\n<div class=\"redesign_title_meta parbase section\">\n<div class=\"lp__heading\">\n<h1 class=\"h1\" style=\"text-align: left;\">Talabalarni moliyalashtirish tizimini modernizatsiya qilish O\u2018zbekistonda 600 ming nafar yoshlarning ta\u2019lim olish imkoniyatlarini kengaytiradi<\/h1>\n<p>&nbsp;<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"supergrid parbase section\">\n<div class=\"full-row-white-components\">\n<div class=\"container\">\n<div class=\"\">\n<div class=\"par parsys\">\n<div class=\"gridlayout parbase section\">\n<div class=\"row \">\n<div class=\"col-md-2 col-sm-12 col-lg-2 col-xs-12 colsplit 2\" style=\"text-align: left;\">\n<div class=\"  \">\n<div class=\"grid_2_par_0 parsys\">\n<div class=\"remove-padding-grid\">\u00a0<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"col-md-7 col-sm-12 col-lg-7 col-xs-12 colsplit 2\">\n<div class=\"  \">\n<div class=\"grid_7_par_1 parsys\">\n<div class=\"remove-padding-grid\">\n<div class=\"redesign_static_content section\" style=\"text-align: left;\">\n<section>\n<article class=\"lp__body_content section   \">\n<p><strong>VASHINGTON, 2025-yil, 11-dekabr\u00a0<\/strong>\u2013 <em><strong>Jahon banki ijrochi direktorlar kengashi O\u2018zbekiston uchun 250 mln dollar miqdoridagi kreditni ma\u2019qulladi. Ushbu mablag\u2018lar\u00a0<a href=\"https:\/\/projects.worldbank.org\/en\/projects-operations\/project-detail\/P513279\" target=\"_blank\" rel=\"noopener\">oliy, texnik va kasb-hunar ta\u2019limi tizimida talabalarni moliyalashtirishdan teng foydalanishni kengaytirishga qaratilgan dasturni (\u201cEduImkon\u201d dasturi)<\/a>\u00a0amalga oshirish uchun mo\u2018ljallangan. Kelgusi uch yil davomida ushbu dastur talabalarni moliyalashtirishni qo\u2018llab-quvvatlash tizimini kuchaytirishga va butun mamlakat bo\u2018ylab 600 ming yoshlar uchun ta\u2019lim kreditlaridan foydalanish imkoniyatini kengaytirishga yordam beradi. Dasturiy mablag\u2018larning qariyb 80 foizi kam ta\u2019minlangan oilalar farzandlari bo\u2018lgan talabalar va xotin-qizlarga kredit ajratishga yo\u2018naltiriladi.<\/strong><\/em><\/p>\n<p>O\u2018zbekiston hukumati 14-30 yoshdagi fuqarolar sonining nisbatan ko\u2018pligini (10 million kishi atrofida) hisobga olgan holda, ularning oliy, texnik va kasbiy ta\u2019lim olish imkoniyatlarini kengaytirishga ustuvor ahamiyat qaratmoqda. Amalga oshirilgan tegishli chora-tadbirlar natijasida oliy ta\u2019lim muassasalari soni qariyb 3 barobarga oshdi, yoshlar o\u2018rtasida oliy ta\u2019lim bilan qamrov darajasi 2017-yildagi 8 foizdan 2024-yilda 48 foizga yetdi.<\/p>\n<p>Biroq, oliy o\u2018quv yurtlariga o\u2018qishga kiruvchilar sonining ko\u2018payishi byudjetga bosimni oshirdi va talabalarga davlat tomonidan subsidiyalangan kreditlarni taqdim etuvchi tizimining barqarorligini ta\u2019minlashni qiyinlashtirdi. Bu kreditmlar xozirgi kunda mahalliy tijorat banklari orqali berilib kelinmoqda.<\/p>\n<p>Bundan tashqari, talabalarni moliyalashtirish tizimi mehnat bozori ehtiyojlarini yetarli darajada hisobga olmaydi. Hozirgi vaqtda ta\u2019lim kreditlaritabiiy fanlar, texnologiyalar, muhandislik va matematika (STEM), shuningdek, axborot-kommunikatsiya texnologiyalari\u00a0 kabi mutaxassislarga talab yuqori bo\u2018lgan dasturlar bo\u2018yicha o\u2018qitishga yo\u2018naltirilmaydi va natijada bitiruvchilarning yaxshi maoshli ish topish imkoniyatlarini kamaytiradi.<\/p>\n<p>Xotin-qizlar barcha oliy o\u2018quv yurtlari talabalarining 55 foizini va ta\u2019lim kreditlari oluvchilarning 80 foizini tashkil etsa-da, talaba qizlarning atigi 33 foizi mehnat bozorida ko\u2018nikmalarga talab eng yuqori bo\u2018lgan STEM yo\u2018nalishlarida tahsil olishini ham inobatga olish kerak.<\/p>\n<p>Jahon banki tomonidan moliyalashtiriladigan \u201cEduImkon\u201d dasturi 2026-2028-yillarda O\u2018zbekiston Iqtisodiyot va moliya vazirligi tomonidan talabalarni moliyalashtirish tizimidagi mavjud to\u2018siqlarni bartaraf etish uchun amalga oshiriladi. Kelgusi uch yil davomida dastur ko\u2018magida quyidagi chora-tadbirlarni amalga oshirish rejalashtirilgan:<\/p>\n<ul>\n<li>Ta\u2019lim kreditlari tizimida boshqaruv va operatsion jarayonlarni modernizatsiya qilish bo\u2018yicha aniq \u201cyo\u2018l xaritasi\u201dni ishlab chiqish va amalga oshirish, shuningdek, ushbu sohada tegishli vazirlik va idoralar o\u2018rtasidagi muvofiqlashtirishni takomillashtirish.<\/li>\n<li>Ta\u2019lim kreditlari uchun arizalarni ko\u2018rib chiqishni soddalashtirish va tezlashtirish uchun yagona onlayn platformani ishga tushirish, shuningdek, talabalarni moliyalashtirish, kredit oluvchilarning holatini kuzatish hamda kreditlarni taqsimlash jarayonida qarorlar qabul qilish uchun zarur bo\u2018lgan tahliliy ma\u2019lumotlarni to\u2018plash jarayonlarida samaradorlik va shaffoflikni oshirish.<\/li>\n<li>Kam ta\u2019minlangan oilalar va xotin-qizlar uchun ta\u2019lim kreditlari berish mezonlarini soddalashtirish va ushbu guruhlarni davlat tomonidan qo\u2018llab-quvvatlash mexanizmlarini o\u2018zgartirish orqali talabalarning oliy, texnik va kasb-hunar ta\u2019limidan foydalanish imkoniyatlarini kengaytirish bo\u2018yicha yangi chora-tadbirlarni ko\u2018rish.<\/li>\n<li>Ta\u2019limning mehnat bozori ehtiyojlariga muvofiqligini oshirish va ta\u2019lim kreditlari tizimining uzoq muddatli moliyaviy barqarorligini ta\u2019minlash.<\/li>\n<li>Kam daromadli va o\u2018qishni tugatgandan so\u2018ng vaqtinchalik ishsizlikka duch kelgan talabalarni qo\u2018llab-quvvatlash maqsadida qarz oluvchining daromadiga bog\u2018liq to\u2018lovlar bilan kreditlash tizimini ishlab chiqish va sinovdan o\u2018tkazish.<\/li>\n<\/ul>\n<p>2028-yil dekabriga qadar oliy o\u2018quv yurtlarining 600 mingga yaqin talabalari, shuningdek, texnik va kasb-hunar ta\u2019limi muassasalari o\u2018quvchilari talabalarni moliyalashtirishni qo\u2018llab-quvvatlashning modernizatsiya qilingan tizimi taqdim etadigan imkoniyatlaridan foydalanishlari kutilmoqda. Ularga ta\u2019lim krediti Iqtisodiyot va moliya vazirligi bilan kelishilgan holda ishlaydigan 12 ta tijorat banki tomonidan ajratiladi.<\/p>\n<p>190 million dollardan ortiq mablag\u2018 yoki \u201cEduImkon\u201d dasturi mablag\u2018larining qariyb 80 foizi aholining ijtimoiy himoyaga muhtoj qatlamlari, jumladan, kam ta\u2019minlangan oilalardan bo\u2018lgan yoshlar va xotin-qizlarga ta\u2019lim kreditlari ajratish, shuningdek, mehnat bozorida talab yuqori bo\u2018lgan ta\u2019lim yo\u2018nalishlarini, xususan, STEM mutaxassisliklarini tanlashni rag\u2018batlantirishga yo\u2018naltiriladi.<\/p>\n<p>Shuningdek, \u201cEduImkon\u201d dasturi qo\u2018shimcha 30 million dollar xususiy kapitalni jalb qilishga yordam beradi. Bu talabalarni kreditlash imkoniyatlarini kengaytirishga yordam beradi va davlat byudjetiga bosimni kamaytiradi.<\/p>\n<hr \/>\n<\/article>\n<\/section>\n<div class=\"clearfix\">\u00a0<\/div>\n<\/div>\n<div class=\"press_release_no section\">\n<div class=\"lp__pressrelease\" style=\"text-align: left;\"><span class=\"lp__pressrelease_title\">Manba: <a href=\"https:\/\/www.worldbank.org\/uz\/news\/press-release\/2025\/12\/11\/modernized-student-financing-system-to-expand-access-to-education-for-600000-young-people-in-uzbekistan?cid=eca_fb_uzbekistan_en_ext\" target=\"_blank\" rel=\"noopener\">PRESS RELEASE NO:<\/a><\/span><span class=\"lp__pressrelease_number\">\u00a02026\/ECA\/027<\/span><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>Jahon banki ijrochi direktorlar kengashi O\u2018zbekiston uchun 250 mln dollar miqdoridagi kreditni ma\u2019qulladi. Ushbu mablag\u2018lar oliy, texnik va kasb-hunar ta\u2019limi tizimida talabalarni moliyalashtirishdan teng foydalanishni kengaytirishga qaratilgan dasturni (\u201cEduImkon\u201d dasturi) amalga oshirish uchun mo\u2018ljallangan.<\/p>\n","protected":false},"author":1,"featured_media":5419,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[8],"tags":[],"class_list":["post-5414","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-press"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/invexi.org\/uz\/wp-json\/wp\/v2\/posts\/5414","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/invexi.org\/uz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/invexi.org\/uz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/invexi.org\/uz\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/invexi.org\/uz\/wp-json\/wp\/v2\/comments?post=5414"}],"version-history":[{"count":12,"href":"https:\/\/invexi.org\/uz\/wp-json\/wp\/v2\/posts\/5414\/revisions"}],"predecessor-version":[{"id":5452,"href":"https:\/\/invexi.org\/uz\/wp-json\/wp\/v2\/posts\/5414\/revisions\/5452"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/invexi.org\/uz\/wp-json\/wp\/v2\/media\/5419"}],"wp:attachment":[{"href":"https:\/\/invexi.org\/uz\/wp-json\/wp\/v2\/media?parent=5414"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/invexi.org\/uz\/wp-json\/wp\/v2\/categories?post=5414"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/invexi.org\/uz\/wp-json\/wp\/v2\/tags?post=5414"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}