{"id":4635,"date":"2025-03-29T09:00:34","date_gmt":"2025-03-29T04:00:34","guid":{"rendered":"https:\/\/invexi.org\/?p=4635"},"modified":"2025-03-28T20:14:33","modified_gmt":"2025-03-28T15:14:33","slug":"mortgage-and-real-estate-market-in-uzbekistan-2024-overview","status":"publish","type":"post","link":"https:\/\/invexi.org\/zh\/press\/mortgage-and-real-estate-market-in-uzbekistan-2024-overview\/","title":{"rendered":"\u4e4c\u5179\u522b\u514b\u65af\u5766\u62b5\u62bc\u8d37\u6b3e\u4e0e\u623f\u5730\u4ea7\u5e02\u573a\uff1a2024\u5e74\u7efc\u8ff0"},"content":{"rendered":"<p><\/p>\n<div class=\"ds-markdown ds-markdown--block\">\n<p><span style=\"font-size: 14pt;\"><strong>\u4e4c\u5179\u522b\u514b\u65af\u5766\u62b5\u62bc\u8d37\u6b3e\u4e0e\u623f\u5730\u4ea7\u5e02\u573a\uff1a2024\u5e74\u7efc\u8ff0<\/strong><\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><strong>2024\u5e74\uff0c\u4e4c\u5179\u522b\u514b\u65af\u5766\u62b5\u62bc\u8d37\u6b3e\u53d1\u653e\u603b\u91cf\u8fbe17.1\u4e07\u4ebf\u82cf\u59c6\uff0c\u8f832023\u5e74\u589e\u52a02470\u4ebf\u82cf\u59c6\uff08\u589e\u5e451.5%\uff09\u3002<\/strong><\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><strong>\u4f18\u8d28\u8212\u9002\u4f4f\u623f\u7684\u83b7\u53d6\u4ecd\u662f\u4e4c\u5179\u522b\u514b\u65af\u5766\u56fd\u5bb6\u653f\u7b56\u7684\u6838\u5fc3\u4f18\u5148\u4e8b\u9879\u3002\u5728\u5168\u7403\u5c40\u52bf\u52a8\u8361\u4e0e\u6301\u7eed\u901a\u80c0\u80cc\u666f\u4e0b\uff0c\u5305\u62ec\u4e4c\u5179\u522b\u514b\u65af\u5766\u5728\u5185\u7684\u5927\u591a\u6570\u56fd\u5bb6\u623f\u5730\u4ea7\u4ef7\u683c\u589e\u901f\u4ecd\u8d85\u8fc7\u5c45\u6c11\u6536\u5165\u589e\u957f\u3002\u5728\u6b64\u73af\u5883\u4e0b\uff0c\u62b5\u62bc\u8d37\u6b3e\u5e02\u573a\u7684\u6df1\u5316\u4e0e\u5747\u8861\u4f4f\u623f\u5e02\u573a\u4f53\u7cfb\u7684\u6784\u5efa\u663e\u5f97\u5c24\u4e3a\u91cd\u8981\u3002<\/strong><\/span><\/p>\n<h3><span style=\"font-size: 14pt;\"><strong>\u62b5\u62bc\u8d37\u6b3e\u5e02\u573a\uff1a2024\u5e74\u6838\u5fc3\u6570\u636e<\/strong><\/span><\/h3>\n<ul>\n<li>\n<p><span style=\"font-size: 14pt;\"><strong>\u603b\u91cf\u6307\u6807\uff1a\u5168\u5e74\u53d1\u653e\u62b5\u62bc\u8d37\u6b3e17.1\u4e07\u4ebf\u82cf\u59c6\uff0c\u540c\u6bd4\u589e\u957f1.5%\uff08+2470\u4ebf\u82cf\u59c6\uff09\u3002<\/strong><\/span><\/p>\n<\/li>\n<li>\n<p><span style=\"font-size: 14pt;\"><strong>\u5e02\u573a\u7ed3\u6784\uff1a<\/strong><\/span><\/p>\n<ul>\n<li>\n<p><span style=\"font-size: 14pt;\"><strong>61%\u7684\u8d37\u6b3e\u7528\u4e8e\u4e00\u7ea7\u5e02\u573a\u4f4f\u623f\u8d2d\u7f6e\uff1b<\/strong><\/span><\/p>\n<\/li>\n<li>\n<p><span style=\"font-size: 14pt;\"><strong>35%\u7684\u8d44\u91d1\u6765\u6e90\u4e8e\u5546\u4e1a\u94f6\u884c\u81ea\u6709\u8d44\u6e90\uff1b<\/strong><\/span><\/p>\n<\/li>\n<li>\n<p><span style=\"font-size: 14pt;\"><strong>56%\u901a\u8fc7\u653f\u5e9c\u96c6\u4e2d\u8d44\u6e90\u53d1\u653e\uff1b<\/strong><\/span><\/p>\n<\/li>\n<li>\n<p><span style=\"font-size: 14pt;\"><strong>9%\u901a\u8fc7\u4e4c\u5179\u522b\u514b\u65af\u5766\u62b5\u62bc\u8d37\u6b3e\u518d\u878d\u8d44\u516c\u53f8\uff08UzMRC\uff09\u673a\u5236\u5b8c\u6210\u3002<\/strong><\/span><\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><span style=\"font-size: 14pt;\"><strong>\u5e02\u573a\u6210\u719f\u5ea6\uff1a\u5546\u4e1a\u94f6\u884c\u81ea\u6709\u8d44\u91d1\u5360\u6bd4\u7684\u4e0a\u5347\uff0c\u6807\u5fd7\u7740\u5e02\u573a\u5316\u878d\u8d44\u673a\u5236\u7684\u9010\u6b65\u5f3a\u5316\u3002<\/strong><\/span><\/p>\n<\/li>\n<\/ul>\n<p><span style=\"font-size: 14pt;\"><strong>\u622a\u81f32025\u5e741\u67081\u65e5\uff0c\u62b5\u62bc\u8d37\u6b3e\u672a\u507f\u4f59\u989d\u8fbe67.7\u4e07\u4ebf\u82cf\u59c6\uff0c\u540c\u6bd4\u589e\u957f16%\uff0c\u5360\u94f6\u884c\u4e1a\u8d37\u6b3e\u7ec4\u5408\u603b\u91cf\u768412.7%\u3002<\/strong><\/span><\/p>\n<h3><span style=\"font-size: 14pt;\"><strong>\u62b5\u62bc\u8d37\u6b3e\u7ed3\u6784\u6f14\u53d8<\/strong><\/span><\/h3>\n<ul>\n<li>\n<p><span style=\"font-size: 14pt;\"><strong>\u9996\u4ed8\u6bd4\u4f8b\u63d0\u5347\uff1a\u9996\u4ed8\u8d8550%\u7684\u501f\u6b3e\u4eba\u5360\u6bd4\u5347\u81f315%\uff1b<\/strong><\/span><\/p>\n<\/li>\n<li>\n<p><span style=\"font-size: 14pt;\"><strong>\u671f\u9650\u77ed\u671f\u5316\uff1a10\u5e74\u4ee5\u4e0b\u671f\u9650\u8d37\u6b3e\u5360\u6bd4\u8fbe17%\uff1b<\/strong><\/span><\/p>\n<\/li>\n<li>\n<p><span style=\"font-size: 14pt;\"><strong>\u653f\u7b56\u8865\u8d34\u529b\u5ea6\uff1a24%\u7684\u8d37\u6b3e\u4eab\u53d7\u56fd\u5bb6\u8d34\u606f\uff0c2024\u5e74\u8d34\u606f\u8d37\u6b3e\u603b\u989d\u8fbe4.1\u4e07\u4ebf\u82cf\u59c6\u3002<\/strong><\/span><\/p>\n<\/li>\n<\/ul>\n<h3><span style=\"font-size: 14pt;\"><strong>\u4f4f\u623f\u5e02\u573a\u4ef7\u683c\u7a33\u5b9a\u673a\u5236<\/strong><\/span><\/h3>\n<p><span style=\"font-size: 14pt;\"><strong>\u901a\u8fc7\u52a0\u5927\u5efa\u8bbe\u6295\u5165\uff0c\u623f\u4ef7\u589e\u901f\u663e\u8457\u653e\u7f13\uff1a<\/strong><\/span><\/p>\n<ul>\n<li>\n<p><span style=\"font-size: 14pt;\"><strong>\u4e00\u7ea7\u5e02\u573a\uff1a2024\u5e74\u6da8\u5e4511.4%\uff082023\u5e74\u4e3a39.6%\uff09\uff1b<\/strong><\/span><\/p>\n<\/li>\n<li>\n<p><span style=\"font-size: 14pt;\"><strong>\u4e8c\u7ea7\u5e02\u573a\uff1a2024\u5e74\u6da8\u5e456.3%\uff082023\u5e74\u4e3a35.1%\uff09\u3002<\/strong><\/span><br \/>\n<span style=\"font-size: 14pt;\"><strong>\u5173\u952e\u652f\u6491\u56e0\u7d20\uff1a<\/strong><\/span><\/p>\n<\/li>\n<li>\n<p><span style=\"font-size: 14pt;\"><strong>2024\u5e74\u5efa\u7b51\u4e1a\u6295\u8d44234\u4e07\u4ebf\u82cf\u59c6\uff1b<\/strong><\/span><\/p>\n<\/li>\n<li>\n<p><span style=\"font-size: 14pt;\"><strong>\u65b0\u589e\u516c\u5bd310.03\u4e07\u5957\uff08\u540c\u6bd4+29%\uff09\uff1b<\/strong><\/span><\/p>\n<\/li>\n<li>\n<p><span style=\"font-size: 14pt;\"><strong>\u4eba\u5747\u4f4f\u623f\u9762\u79ef\u63d0\u5347\u81f318.9\u5e73\u65b9\u7c73\uff082017\u5e74\u4e3a15.7\u5e73\u65b9\u7c73\uff09\uff1b<\/strong><\/span><\/p>\n<\/li>\n<li>\n<p><span style=\"font-size: 14pt;\"><strong>\u5c45\u6c11\u6536\u5165\u589e\u957f\uff1a\u5e73\u5747\u6708\u85aa\u589e18%\uff0c\u4eba\u5747\u6536\u5165\u589e20.4%\u3002<\/strong><\/span><\/p>\n<\/li>\n<\/ul>\n<h3><span style=\"font-size: 14pt;\"><strong>\u4f4f\u623f\u53ef\u8d1f\u62c5\u6027\u6539\u5584<\/strong><\/span><\/h3>\n<ul>\n<li>\n<p><span style=\"font-size: 14pt;\"><strong>\u5854\u4ec0\u5e72\u623f\u4ef7\u6536\u5165\u6bd4\uff1a\u4ece1.98\u964d\u81f31.77\uff0c\u663e\u793a\u8d2d\u623f\u538b\u529b\u7f13\u89e3\uff1b<\/strong><\/span><\/p>\n<\/li>\n<li>\n<p><span style=\"font-size: 14pt;\"><strong>\u533a\u57df\u5dee\u5f02\uff1a\u8be5\u6bd4\u503c\u6700\u4f4e\u4e3a\u5361\u62c9\u5361\u5c14\u5e15\u514b\u65af\u5766\uff081.24\uff09\uff0c\u6700\u9ad8\u4e3a\u6492\u9a6c\u5c14\u7f55\u5dde\uff082.73\uff09\uff1b<\/strong><\/span><\/p>\n<\/li>\n<li>\n<p><span style=\"font-size: 14pt;\"><strong>\u5b8f\u89c2\u6307\u6807\u4f18\u5316\uff1a\u623f\u4ef7\u4e0e\u5730\u533a\u751f\u4ea7\u603b\u503c\uff08GRP\uff09\u3001\u4eba\u5747\u6536\u5165\u7684\u6bd4\u503c\u540c\u6b65\u6539\u5584\u3002<\/strong><\/span><\/p>\n<\/li>\n<\/ul>\n<h3><span style=\"font-size: 14pt;\"><strong>\u8d37\u6b3e\u4ef7\u503c\u6bd4\uff08LTV\uff09\u4e0e\u98ce\u9669\u7ba1\u63a7<\/strong><\/span><\/h3>\n<p><span style=\"font-size: 14pt;\"><strong>2025\u5e74\u521d\u5e73\u5747LTV\u964d\u81f363%\uff0c\u4e3b\u8981\u5f52\u56e0\u4e8e\uff1a<\/strong><\/span><\/p>\n<ul>\n<li>\n<p><span style=\"font-size: 14pt;\"><strong>\u9ad8\u9996\u4ed8\u501f\u6b3e\u4eba\u6bd4\u4f8b\u4e0a\u5347\uff1b<\/strong><\/span><\/p>\n<\/li>\n<li>\n<p><span style=\"font-size: 14pt;\"><strong>\u6536\u5165\u589e\u957f\u63a8\u52a8\u63d0\u524d\u8fd8\u6b3e\uff1a2024\u5e74\u63d0\u524d\u8fd8\u6b3e\u989d6.8\u4e07\u4ebf\u82cf\u59c6\uff0c\u4e3a\u8ba1\u5212\u8fd8\u6b3e\u989d\u76842.4\u500d\uff1b<\/strong><\/span><\/p>\n<\/li>\n<li>\n<p><span style=\"font-size: 14pt;\"><strong>\u63d0\u524d\u7ed3\u6e05\u8d37\u6b3e\u6570\u91cf\u589e\u81f32.37\u4e07\u7b14\uff082023\u5e74\u4e3a2.31\u4e07\u7b14\uff09\u3002<\/strong><\/span><\/p>\n<\/li>\n<\/ul>\n<h3><span style=\"font-size: 14pt;\"><strong>\u5e02\u573a\u524d\u666f\uff1a\u9700\u6c42\u6301\u7eed\u6269\u5f20<\/strong><\/span><\/h3>\n<p><span style=\"font-size: 14pt;\"><strong>\u589e\u957f\u9a71\u52a8\u56e0\u7d20\uff1a<\/strong><\/span><\/p>\n<ul>\n<li>\n<p><span style=\"font-size: 14pt;\"><strong>\u4eba\u53e3\u589e\u81f33750\u4e07\uff08\u5e74\u589e74.3\u4e07\uff09\uff1b<\/strong><\/span><\/p>\n<\/li>\n<li>\n<p><span style=\"font-size: 14pt;\"><strong>\u5a5a\u59fb\u767b\u8bb0\u91cf27.2\u4e07\u5bf9\uff0c\u8fdc\u8d85\u65b0\u589e\u516c\u5bd3\u4f9b\u5e94\u91cf\uff0810.03\u4e07\u5957\uff09\uff1b<\/strong><\/span><\/p>\n<\/li>\n<li>\n<p><span style=\"font-size: 14pt;\"><strong>\u6237\u5747\u4f4f\u623f\u4fdd\u6709\u7387\u4ecd\u59040.76\u4f4e\u4f4d\uff1b<\/strong><\/span><\/p>\n<\/li>\n<li>\n<p><span style=\"font-size: 14pt;\"><strong>\u7ecf\u6d4e\u7a33\u5065\u589e\u957f\u9884\u671f\uff1a2025-2026\u5e74GDP\u589e\u901f\u9884\u8ba1\u8fbe5.5%-6.5%\u3002<\/strong><\/span><\/p>\n<\/li>\n<\/ul>\n<h3><span style=\"font-size: 14pt;\"><strong>\u623f\u5730\u4ea7\u6295\u8d44\u5438\u5f15\u529b\u589e\u5f3a<\/strong><\/span><\/h3>\n<ul>\n<li>\n<p><span style=\"font-size: 14pt;\"><strong>\u518d\u62b5\u62bc\u6bd4\u4f8b\uff1a\u63d0\u5347\u81f33.9%\uff0c\u53cd\u6620\u8d44\u4ea7\u914d\u7f6e\u9700\u6c42\u4e0a\u5347\uff1b<\/strong><\/span><\/p>\n<\/li>\n<li>\n<p><span style=\"font-size: 14pt;\"><strong>\u5854\u4ec0\u5e72\u79df\u8d41\u6307\u6807\uff1a<\/strong><\/span><\/p>\n<ul>\n<li>\n<p><span style=\"font-size: 14pt;\"><strong>\u6bdb\u79df\u91d1\u6536\u76ca\u73878.8%\uff1b<\/strong><\/span><\/p>\n<\/li>\n<li>\n<p><span style=\"font-size: 14pt;\"><strong>\u79df\u552e\u6bd411.4\u5e74\uff1b<\/strong><\/span><\/p>\n<\/li>\n<li>\n<p><span style=\"font-size: 14pt;\"><strong>\u623f\u4ef7\u6536\u5165\u6bd49.4\u5e74\uff08\u83ab\u65af\u79d117.6\u5e74\uff0c\u675c\u5c1a\u522b22.9\u5e74\uff09\u3002<\/strong><\/span><\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3><span style=\"font-size: 14pt;\"><strong>\u653f\u5e9c\u6218\u7565\u4e0e\u6539\u9769\u4e3e\u63aa<\/strong><\/span><\/h3>\n<ul>\n<li>\n<p><span style=\"font-size: 14pt;\"><strong>\u5927\u578b\u89c4\u5212\uff1a<\/strong><\/span><\/p>\n<ul>\n<li>\n<p><span style=\"font-size: 14pt;\"><strong>2030\u5e74\u524d\u5efa\u6210100\u4e07\u5957\u4f4f\u623f\uff1b<\/strong><\/span><\/p>\n<\/li>\n<li>\n<p><span style=\"font-size: 14pt;\"><strong>\u5728100\u4e2a\u533a\u57df\u5f00\u53d1&#8221;\u65b0\u4e4c\u5179\u522b\u514b\u65af\u5766&#8221;\u5c45\u4f4f\u533a\uff1b<\/strong><\/span><\/p>\n<\/li>\n<li>\n<p><span style=\"font-size: 14pt;\"><strong>2025\u5e74\u5b89\u639220.9\u4e07\u4ebf\u82cf\u59c6\u62b5\u62bc\u8d37\u6b3e\u989d\u5ea6\uff1b<\/strong><\/span><\/p>\n<\/li>\n<li>\n<p><span style=\"font-size: 14pt;\"><strong>\u65b0\u5efa13.5\u4e07\u5957\u516c\u5bd3\uff08\u603b\u9762\u79ef810\u4e07\u5e73\u65b9\u7c73\uff09\u3002<\/strong><\/span><\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><span style=\"font-size: 14pt;\"><strong>\u653f\u7b56\u8c03\u6574\uff1a\u81ea2024\u5e745\u6708\u8d77\uff0c\u9884\u7b97\u8d34\u606f\u8d37\u6b3e\u4ec5\u9650\u672a\u4eab\u53d7\u8fc7\u623f\u8d37\u652f\u6301\u7684\u516c\u6c11\u7533\u8bf7\u3002<\/strong><\/span><\/p>\n<\/li>\n<\/ul>\n<h3><span style=\"font-size: 14pt;\"><strong>\u7ed3\u8bba<\/strong><\/span><\/h3>\n<p><span style=\"font-size: 14pt;\"><strong>\u4e4c\u5179\u522b\u514b\u65af\u5766\u623f\u5730\u4ea7\u5e02\u573a\u5448\u73b0\u7a33\u5065\u53d1\u5c55\u6001\u52bf\uff1a\u5efa\u8bbe\u89c4\u6a21\u6269\u5927\u3001\u878d\u8d44\u673a\u5236\u5e02\u573a\u5316\u7a0b\u5ea6\u63d0\u5347\u3001\u4f4f\u623f\u53ef\u53ca\u6027\u9010\u6b65\u6539\u5584\u3002\u7136\u800c\uff0c\u5728\u4eba\u53e3\u589e\u957f\u4e0e\u57ce\u5e02\u5316\u6301\u7eed\u63a8\u8fdb\u80cc\u666f\u4e0b\uff0c\u4e9f\u9700\u8fdb\u4e00\u6b65\u6269\u5927\u4f4f\u623f\u4f9b\u7ed9\u89c4\u6a21\uff0c\u5e76\u5f3a\u5316\u5bf9\u5e74\u8f7b\u5bb6\u5ead\u53ca\u5f31\u52bf\u7fa4\u4f53\u7684\u5b9a\u5411\u652f\u6301\u673a\u5236\u3002<\/strong><\/span><\/p>\n<p><span style=\"font-size: 14pt;\"><strong>\u6570\u636e\u6765\u6e90\uff1a<a href=\"https:\/\/cbu.uz\/upload\/iblock\/0fc\/v8tp4c7azgfu9ho3gjc6onxo2vp33dve\/Mortgage-report-_-final.pdf\" target=\"_blank\" rel=\"noopener\">\u4e4c\u5179\u522b\u514b\u65af\u5766\u4e2d\u592e\u94f6\u884c<\/a><\/strong><\/span><\/p>\n<\/div>\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>2024\u5e74\uff0c\u4e4c\u5179\u522b\u514b\u65af\u5766\u62b5\u62bc\u8d37\u6b3e\u53d1\u653e\u603b\u91cf\u8fbe17.1\u4e07\u4ebf\u82cf\u59c6\uff0c\u8f832023\u5e74\u589e\u52a02470\u4ebf\u82cf\u59c6\uff08\u589e\u5e451.5%\uff09\u3002<\/p>\n","protected":false},"author":1,"featured_media":4639,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[8],"tags":[],"class_list":["post-4635","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-press"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/invexi.org\/zh\/wp-json\/wp\/v2\/posts\/4635","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/invexi.org\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/invexi.org\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/invexi.org\/zh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/invexi.org\/zh\/wp-json\/wp\/v2\/comments?post=4635"}],"version-history":[{"count":7,"href":"https:\/\/invexi.org\/zh\/wp-json\/wp\/v2\/posts\/4635\/revisions"}],"predecessor-version":[{"id":4643,"href":"https:\/\/invexi.org\/zh\/wp-json\/wp\/v2\/posts\/4635\/revisions\/4643"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/invexi.org\/zh\/wp-json\/wp\/v2\/media\/4639"}],"wp:attachment":[{"href":"https:\/\/invexi.org\/zh\/wp-json\/wp\/v2\/media?parent=4635"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/invexi.org\/zh\/wp-json\/wp\/v2\/categories?post=4635"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/invexi.org\/zh\/wp-json\/wp\/v2\/tags?post=4635"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}